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Even if you get help from hospitals and doctors located in Missouri, you may find that some of your billers are located out of state. This is especially true if you are unable to pay your medical bills.

Your debts are shopped around the country to the highest bidder. Most debt collectors will aggressively pursue repayment through intimidating letters and harassing phone calls. It can be embarrassing if friends and family find out you are in financial trouble.

Instead of becoming a financial victim, take action to get the help you need. Contact a nonprofit service organization dedicated to serving Missouri residents.

Contact CCCS of St. Louis for financial counseling in Arnold, Cape Girardeau, Columbia, Florissant, Poplar Bluff, St. Charles and St. Louis. Call 1-888-656-2227.

CCCS of the Ozarks may also provide help with your medical bills and any other debt that you are having trouble paying. For an appointment, call 1-800-882-0808 if you live in Joplin, Springfield, or West Plains.

You may also get free or reduced health care, giving you the care you need without accumulating additional medical bills.

In Columbia call 1-573-214-2314 for the Family Health Center. There are two locations.

The Community Health Clinic of Joplin provides free health care services. Call 1-417-624-5500.

Also, the Tri-County Health Clinic serves Mercer, Putnam and Sullivan Counties. Call 1-877-777-4654.

You do not have to remain a victim. Find out how you can regain control of your health and your medical bills. You don't have to wait until bankruptcy to take action. 

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