Costs in New York are already high, especially if you live in or near the City. Medical bills are no exception to this rule.
As if costs were not high enough, consider that some 80% of hospital bills contain errors. That statistic was reported by Medical Billing Advocates of America. This trade association represents medical billing advocates who negotiate discounts on your medical bills so that you can reduce costs. The following are member companies:
Anyone on an 80/20 coinsurance plan can tell you that any reduction is costs is welcome. Just a drop of $2,000 in your bills could save you $400.
Getting the costs lowered is only one step. You still have to find a way to pay for the remainder of your medical bill balances.
The National Foundation for Credit Counseling (NFCC) is a trade association representing charitable counseling organizations that can help you with medical bills, personal loans and even credit card debt. Some can even help you with your mortgage.
Money Management International is one NFCC organization with locations in the Bronx, Brooklyn, NYC, and Queens. Call 1-866-346-2227 to make an appointment for one of their offices.
CCCS of Central New York also maintains face-to-face counseling services for New Yorkers dealing with debt. Call 1-800-479-6026 to meet at one of their affiliated locations:
Dont let medical bills be the cause of your financial failure. Medical debt might be the greatest cause of personal bankruptcy in America, but it doesn't have to take you down!